Once you fill out our request form, we’ll reach out by phone, text, or email for a quick chat to verify a few details the carriers require. Then we’ll walk you through your options, explain our recommendations, and show you pricing tailored to your needs and budget. If you’re ready to move forward, you can complete the application online with a secure e-signature. Many approvals happen in minutes, though some can take a few weeks.

Not at all! - Everything we do is over the phone or online. You can handle the entire process from the comfort of your couch, your office, or anywhere you like.

In most cases, you’ll have an answer within minutes. Depending on the carrier and coverage amount, some applications can take a few days to a couple of weeks.

Of course. That’s what we’re here for! We’ll guide you through the options, explain everything in plain English, and help you pick the plan that fits your life and your budget.

Yes, absolutely. We use secure, encrypted systems to protect your information every step of the way. Your privacy is our priority.

Nope. Our guidance is completely free. We’re paid by the insurance companies when you choose a plan, so you never pay extra for our service.

That’s totally fine. We’ll help you figure it out by looking at your goals and needs —whether it’s paying off a mortgage, getting out of debt protecting your family, planning for retirement, or covering final expenses.

We give you the convenience of an online process with the personal touch of a licensed expert. We work with over 30 top-rated companies, plus we have access to exclusive products you won’t find anywhere else—often with better rates and more benefits than what’s available to the public.